Money & Digital Payments

Getting RMB Cash

Before Arrival:

Exchange ¥500-1,000 per person at your home bank (better rates than airports). Notify your bank of travel dates to avoid card blocks.

At Beijing Capital Airport:

ATMs (Bank of China/ICBC) and exchange counters are available, but fees may apply. Look for “UnionPay” signs for wider ATM compatibility.

In Beijing:

ATMs are common in tourist areas, but foreign card fees may apply (check with your bank).

Alipay & WeChat Pay (Essential for Daily Life!)

These mobile payment platforms are crucial in China. Here’s how to set them up:

1、Alipay:

  • Download: Get the international version before arrival via your app store.
  • Sign Up: Register with a foreign phone number (SMS verification required).
  • Bind a Card: Go to *Me > Payments > Add Card*—enter your international credit/debit card (a small test charge verifies it).

Use Cases:

  • Subway/Metro: Scan QR codes at gates (no physical tickets needed).
  • Taxis/Shops: Scan merchant QR codes or let them scan yours.
  • Top Up: Add funds via your linked card or at convenience stores (7-Eleven, FamilyMart).

2. WeChat Pay:

  • Download: Install WeChat (both a messaging app and payment platform).
  • Sign Up: Register with your phone number, create a profile, and verify via SMS.
  • Bind a Card: Me > Wallet > Add a Bank Card*—link your foreign card or PayPal.

Use Cases:

  • Book Tickets: Use mini-programs like 故宫博物院 for Forbidden City tickets (book 7 days in advance, passport required).
  • Split Bills: Use the Transfer feature among friends.
  • Local Services: Book spa/dental appointments via Meituan mini-program.

Tipping in Beijing

Tipping is not customary — most venues include service charges in prices. For exceptional service (e.g., private tour guides, 5-star hotels), a ¥50-100 tip is appreciated but never expected. Taxi drivers won’t mind if you round up to the nearest Yuan.

Western Traveler Note: Unlike the U.S. or Europe, tipping isn’t expected, but a small gesture for outstanding service is polite.